Sydney's Specialist Property CPA
Stop leaving money on the table. Steven Rider CPA provides elite-level tax strategy and financial engineering for serious property investors — the kind that generic accountants simply can't match.
CPA & Expert Property Accountant
Marrickville, Sydney NSW
📞 Call our expert property accountant now: (02) 8957 8454 | Available Mon–Sat, 10am–6pm
Email Steven →The Difference It Makes
Australian property tax is one of the most complex areas in the tax code — and it changes constantly. A generalist accountant who "does property" on the side is no match for a dedicated expert property accountant who lives and breathes these rules every single day.
Steven understands every deduction, concession, and strategy specific to property investors — from the 6-year CGT exemption rule to temporary residents' surcharges. Generalists frequently miss these.
Should you hold property in your own name, a trust, a company, or your SMSF? An expert property accountant models the long-term tax and asset protection outcomes of each option before you commit.
Most investors significantly under-claim. Steven identifies every legitimate deduction — depreciation schedules, borrowing costs, repairs vs capital improvements — so you keep more of what you earn.
Selling a property at the wrong time or in the wrong structure can cost you tens of thousands in unnecessary Capital Gains Tax. Strategic pre-sale planning by an expert property accountant often pays for itself many times over.
As both a CPA and a mortgage broker, Steven understands how your tax returns affect your borrowing capacity — and structures your affairs to keep you "bankable" for your next acquisition.
When your property tax returns are prepared by a specialist, they're built on solid ground. Steven's clients are audit-ready — with clear documentation and compliant positions throughout.
What We Do
Every service Steven provides is shaped by deep property investment expertise — not a general accounting firm that treats property as one of many specialties.
Comprehensive annual tax returns for residential and commercial property investors, structured to maximise every legitimate deduction while staying fully compliant with ATO requirements.
Pre-sale CGT planning, 50% discount eligibility review, main residence exemptions, and timing strategies to legally minimise your CGT liability when selling investment property.
Correct structuring and claiming of negatively geared property losses against your income, with modelling to project your true after-tax return on investment.
Coordination of quantity surveyor reports and maximisation of Division 43 (building allowance) and Division 40 (plant & equipment) depreciation claims for new and established properties.
Expert advice on whether to hold property in individual names, discretionary trusts, unit trusts, companies, or SMSFs — balancing tax efficiency, asset protection, and estate planning.
Guidance on using your self-managed super fund to invest in property through Limited Recourse Borrowing Arrangements (LRBAs), including compliance and tax implications.
Specialist advice for property investors using short-term rental platforms — including apportionment rules, GST implications, and the impact on your main residence CGT exemption.
Tax planning for small to medium property developers — including GST on new residential premises, margin scheme elections, and income vs capital characterisation.
As a qualified mortgage broker, Steven can also advise on financing strategy — ensuring your loan structure aligns with your tax position and borrowing capacity for future acquisitions.
Simple Process
Getting started is straightforward. Most clients are surprised at how quickly we can identify significant tax savings they've been leaving on the table.
Schedule a private, one-on-one consultation with Steven — by phone, video, or in person at our Marrickville office. Consultations are $400 + GST per hour, with no obligation to engage ongoing services.
Steven reviews your current property portfolio, ownership structures, loan arrangements, and tax history. This is where we typically identify missed deductions, structural risks, and opportunities you weren't aware of.
You receive clear, actionable recommendations — whether that's restructuring ownership, lodging amended returns, commissioning a depreciation report, or planning your next acquisition for maximum tax efficiency.
Many clients retain Steven as their dedicated expert property accountant year-round — handling annual returns, advising on new purchases, and adjusting strategy as tax laws change.
Client Results
Serious property investors across Australia trust Steven Rider CPA to protect and grow their investment portfolios through expert tax strategy.
"Steven found $34,000 in deductions my previous accountant had missed over three years. Amending those returns paid for his fees many times over. He truly is an expert property accountant — the difference is night and day."— Michael T., Sydney property investor (4-property portfolio)
"I was about to sell two properties and trigger a massive CGT bill. Steven restructured the timing and sale order, saving us over $60,000. I can't recommend him highly enough to any serious property investor."— Sandra K., Brisbane & Sydney property investor
"As a developer, the tax implications of every decision are enormous. Steven's dual expertise as an expert property accountant and mortgage broker gives him an understanding of our business that no other accountant has matched."— James L., Sydney property developer
Common Questions
Everything you need to know before booking a consultation with Steven Rider CPA.
An expert property accountant focuses exclusively on the tax rules, strategies, and structures that apply to property investors. This means a deeper understanding of ATO guidance on property, awareness of every available deduction and concession, and the ability to model ownership structures (trusts, SMSFs, companies) from a tax efficiency standpoint. A general accountant handles dozens of different industries and typically lacks the depth needed to optimise a property portfolio's tax position.
Property investment involves complex, constantly evolving tax rules. A specialist expert property accountant understands ATO property guidance in depth, can legally maximise your deductions, structure ownership to protect assets and minimise tax, and prevent costly mistakes that generalists commonly miss. The difference is often worth tens of thousands of dollars per year.
Steven's standard consultation rate is $400 + GST per hour. Given the level of tax savings and strategic advice typically generated in a single session, the vast majority of clients recoup this investment many times over — often through missed deductions identified in that first meeting alone.
Yes. While Steven is based in Marrickville, Sydney, he works with property investors across Australia who hold assets in Victoria, Queensland, Western Australia, and beyond. Consultations can be conducted by phone or video call for interstate clients.
Negative gearing occurs when the costs of owning an investment property (interest, rates, repairs, depreciation, management fees) exceed the rental income you receive. The resulting loss is typically deductible against your other income, reducing your overall tax bill. An expert property accountant ensures these losses are correctly structured and claimed — and models whether your property's negative gearing profile makes sound investment sense long-term.
When you sell an investment property, any profit above your cost base is subject to Capital Gains Tax (CGT). If you've held the property for more than 12 months, you're entitled to a 50% CGT discount. An expert property accountant can help you time the sale, calculate your correct cost base (including improvements and costs), and identify any available exemptions to minimise your liability.
This depends on your income level, asset protection needs, family situation, and long-term investment goals. A discretionary trust can allow flexible income distribution to lower-income family members, but you lose access to the CGT 50% discount through some trust structures. An expert property accountant can model the after-tax outcomes of each option for your specific circumstances before you make a decision that's difficult to unwind.
Book a private consultation and discover exactly how much you could be saving — most clients are surprised by what they've been missing.
📞 Call (02) 8957 8454Or email: emailme@stevenridercpa.au
Marrickville NSW, Sydney
In-person & Australia-wide
Monday – Saturday
10:00am – 6:00pm
$400 + GST per hour
No ongoing obligation